From d1a1046969fdf8c98cd9c20ca4571cc1059c3646 Mon Sep 17 00:00:00 2001
From: Claude <claude@webklar.local>
Date: Tue, 6 Oct 2026 10:19:18 +0000
Subject: [PATCH] Finanzen: Einstellungen, Bankzugang, Fixkosten und
 Bankrueckkehr ohne Karten

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>
---
 src/components/finance/BankAccessCard.jsx | 43 +++++++-----------
 src/components/finance/FixedCostsCard.jsx | 55 +++++++++++------------
 src/components/finance/FormField.jsx      |  9 ++--
 src/components/finance/SettingsCard.jsx   | 35 +++++++--------
 src/pages/BankCallbackPage.jsx            | 15 +++----
 src/pages/FinanceSettingsPage.jsx         |  7 ++-
 src/styles/global.css                     | 53 +++++++++-------------
 7 files changed, 91 insertions(+), 126 deletions(-)

diff --git a/src/components/finance/BankAccessCard.jsx b/src/components/finance/BankAccessCard.jsx
index 0e794e4..6265145 100644
--- a/src/components/finance/BankAccessCard.jsx
+++ b/src/components/finance/BankAccessCard.jsx
@@ -1,7 +1,7 @@
-import { useEffect, useRef, useState } from 'react'
-import { FaRotate, FaSpinner } from 'react-icons/fa6'
+import { Fragment, useEffect, useRef, useState } from 'react'
 import { Badge, Button, Card } from '../ui'
 import { useFinanceResource } from '../../hooks/useFinanceResource'
+import { noticeProps } from '../../lib/financeUi'
 import { getBank, refreshBank, startBankAuth } from '../../lib/financeApi'
 import { bankCardModel, refreshResultMessage } from '../../lib/financeSettings'
 import { safeUrl } from '../../lib/financeView'
@@ -67,14 +67,11 @@ export default function BankAccessCard() {
     return (
       <Card title="Bankzugang">
         {res.loading ? (
-          <div className="empty" role="status">
-            <FaSpinner className="spinner" aria-hidden="true" />
-            <p className="muted">Bankzugang wird geladen …</p>
-          </div>
+          <div className="loading" role="status">Bankzugang wird geladen …</div>
         ) : (
-          <div className="fin-load-error" style={{ padding: 0 }}>
-            <p className="fin-hint fin-hint-warn" role="alert">{res.error || LOAD_ERROR}</p>
-            <Button size="sm" onClick={res.reload}>Erneut versuchen</Button>
+          <div className="fin-load-error">
+            <p {...noticeProps('warn')}>{res.error || LOAD_ERROR}</p>
+            <Button onClick={res.reload}>Erneut versuchen</Button>
           </div>
         )}
       </Card>
@@ -85,36 +82,28 @@ export default function BankAccessCard() {
   return (
     <Card title="Bankzugang" actions={<Badge tone={model.tone}>{model.statusLabel}</Badge>}>
       {res.error && (
-        <p className="fin-hint fin-hint-warn fin-form-notice" role="alert">
-          Der Stand konnte nicht neu geladen werden: {res.error}
-        </p>
+        <p {...noticeProps('warn', 'fin-notice')}>Der Stand konnte nicht neu geladen werden: {res.error}</p>
       )}
       {model.rows.length > 0 && (
-        <dl className="fin-bank-facts">
+        <dl className="kv fin-kv">
           {model.rows.map((row) => (
-            <div key={row.key}>
+            <Fragment key={row.key}>
               <dt>{row.label}</dt>
-              <dd>{row.text}</dd>
-            </div>
+              <dd className="num">{row.text}</dd>
+            </Fragment>
           ))}
         </dl>
       )}
-      {model.error && (
-        <p className="fin-hint fin-hint-warn fin-form-notice" role="alert">Fehler: {model.error}</p>
-      )}
-      {model.hint && <p className="fin-hint fin-form-notice">{model.hint}</p>}
-      {message && (
-        <p className={`fin-hint fin-form-notice${message.tone === 'warn' ? ' fin-hint-warn' : ''}`} role={message.tone === 'warn' ? 'alert' : 'status'}>
-          {message.text}
-        </p>
-      )}
+      {model.error && <p {...noticeProps('warn', 'fin-notice')}>Fehler: {model.error}</p>}
+      {model.hint && <p {...noticeProps('info', 'fin-notice')}>{model.hint}</p>}
+      {message && <p {...noticeProps(message.tone, 'fin-notice')}>{message.text}</p>}
       <div className="fin-form-actions">
         {model.canRefresh && (
           <Button variant="primary" onClick={refresh} disabled={busy !== null}>
-            <FaRotate className={busy === 'refresh' ? 'fin-spin' : undefined} aria-hidden="true" /> {busy === 'refresh' ? 'Rufe ab …' : 'Jetzt abrufen'}
+            {busy === 'refresh' ? 'Rufe ab …' : 'Jetzt abrufen'}
           </Button>
         )}
-        <Button variant={model.canRefresh ? 'ghost' : 'primary'} onClick={connect} disabled={busy !== null}>
+        <Button variant={model.canRefresh ? 'default' : 'primary'} onClick={connect} disabled={busy !== null}>
           {busy === 'connect' ? 'Leite weiter …' : model.connectLabel}
         </Button>
       </div>
diff --git a/src/components/finance/FixedCostsCard.jsx b/src/components/finance/FixedCostsCard.jsx
index ded7b7d..155f0ac 100644
--- a/src/components/finance/FixedCostsCard.jsx
+++ b/src/components/finance/FixedCostsCard.jsx
@@ -1,8 +1,8 @@
 import { useEffect, useMemo, useRef, useState } from 'react'
-import { FaPlus, FaSpinner } from 'react-icons/fa6'
 import { Badge, Button, Card, EmptyState } from '../ui'
 import FormField from './FormField'
 import { useFinanceResource } from '../../hooks/useFinanceResource'
+import { noticeProps } from '../../lib/financeUi'
 import { createFixedCost, deleteFixedCost, getFixedCosts, updateFixedCost } from '../../lib/financeApi'
 import {
   FIXED_COST_DELETE_CONFIRM,
@@ -146,45 +146,44 @@ export default function FixedCostsCard() {
   let body
   if (!res.data) {
     body = res.loading ? (
-      <div className="empty" role="status">
-        <FaSpinner className="spinner" aria-hidden="true" />
-        <p className="muted">Fixkosten werden geladen …</p>
-      </div>
+      <div className="loading" role="status">Fixkosten werden geladen …</div>
     ) : (
-      <div className="fin-load-error" style={{ padding: 0 }}>
-        <p className="fin-hint fin-hint-warn" role="alert">{res.error || LOAD_ERROR}</p>
-        <Button size="sm" onClick={res.reload}>Erneut versuchen</Button>
+      <div className="fin-load-error">
+        <p {...noticeProps('warn')}>{res.error || LOAD_ERROR}</p>
+        <Button onClick={res.reload}>Erneut versuchen</Button>
       </div>
     )
   } else {
     body = (
       <>
         {res.error && (
-          <p className="fin-hint fin-hint-warn" role="alert">
+          <p {...noticeProps('warn', 'fin-notice')}>
             Die Liste konnte nicht neu geladen werden: {res.error}{' '}
-            <Button size="sm" variant="ghost" onClick={res.reload} disabled={res.loading}>Erneut versuchen</Button>
+            <button type="button" className="link" onClick={res.reload} disabled={res.loading}>Erneut versuchen</button>
           </p>
         )}
         {editing && (
           <form className="fin-fixed-form" onSubmit={submit} noValidate aria-labelledby="fin-fix-form-title">
-            <h4 id="fin-fix-form-title" className="fin-fixed-form-title">{editing.id ? 'Position bearbeiten' : 'Neue Position'}</h4>
+            <h3 id="fin-fix-form-title" className="fin-form-title">{editing.id ? 'Position bearbeiten' : 'Neue Position'}</h3>
             <fieldset className="fin-fieldset" disabled={busy === 'save'}>
-              <div className="fin-form-grid">
+              <div className="field-row">
                 <FormField id={fieldId('name')} label="Name" error={errors.name}>
-                  <input className="form-control" autoComplete="off" value={form.name} onChange={change('name')} placeholder="z. B. Hetzner" />
+                  <input className="input" autoComplete="off" value={form.name} onChange={change('name')} placeholder="z. B. Hetzner" />
                 </FormField>
                 <FormField id={fieldId('amount')} label="Betrag (€)" error={errors.amount}>
-                  <input className="form-control fin-input-amount" inputMode="decimal" autoComplete="off" value={form.amount} onChange={change('amount')} placeholder="z. B. 49,90" />
+                  <input className="input fin-input-amount" inputMode="decimal" autoComplete="off" value={form.amount} onChange={change('amount')} placeholder="z. B. 49,90" />
                 </FormField>
+              </div>
+              <div className="field-row">
                 <FormField id={fieldId('interval')} label="Rhythmus" error={errors.interval}>
-                  <select className="form-control" value={form.interval} onChange={change('interval')}>
+                  <select className="select" value={form.interval} onChange={change('interval')}>
                     {INTERVAL_OPTIONS.map((o) => (
                       <option key={o.value} value={o.value}>{o.label}</option>
                     ))}
                   </select>
                 </FormField>
                 <FormField id={fieldId('nextDate')} label="Nächster Termin" error={errors.nextDate}>
-                  <input className="form-control" type="date" value={form.nextDate} onChange={change('nextDate')} />
+                  <input className="input" type="date" value={form.nextDate} onChange={change('nextDate')} />
                 </FormField>
               </div>
               <FormField
@@ -193,22 +192,18 @@ export default function FixedCostsCard() {
                 hint={`Teil des Namens der Gegenpartei in der Bankbuchung, z. B. hetzner (höchstens ${SETTINGS_LIMITS.maxMatch} Zeichen). Damit schlägt die Seite diese Abbuchung nicht noch einmal als neue Fixkosten vor.`}
                 error={errors.counterpartyMatch}
               >
-                <input className="form-control" autoComplete="off" value={form.counterpartyMatch} onChange={change('counterpartyMatch')} />
+                <input className="input" autoComplete="off" value={form.counterpartyMatch} onChange={change('counterpartyMatch')} />
               </FormField>
             </fieldset>
             <div className="fin-form-actions">
               <Button type="submit" variant="primary" disabled={busy !== null}>
                 {busy === 'save' ? 'Speichere …' : 'Speichern'}
               </Button>
-              <Button type="button" variant="ghost" onClick={closeForm} disabled={busy !== null}>Abbrechen</Button>
+              <Button type="button" onClick={closeForm} disabled={busy !== null}>Abbrechen</Button>
             </div>
           </form>
         )}
-        {message && (
-          <p className={`fin-hint fin-form-notice${message.tone === 'warn' ? ' fin-hint-warn' : ''}`} role={message.tone === 'warn' ? 'alert' : 'status'}>
-            {message.text}
-          </p>
-        )}
+        {message && <p {...noticeProps(message.tone, 'fin-notice')}>{message.text}</p>}
         {rows.length === 0 ? (
           <EmptyState title="Noch keine Fixkosten." hint="Lege regelmäßige Ausgaben an, damit Vorschau und „Verfügbar“ sie berücksichtigen." />
         ) : (
@@ -222,13 +217,13 @@ export default function FixedCostsCard() {
                 <div className="fin-amount fin-fixed-amount">{row.amountText}</div>
                 <div className="fin-fixed-meta muted">{row.metaText}</div>
                 <div className="fin-actions fin-fixed-actions">
-                  <Button size="sm" variant="ghost" onClick={() => openEdit(row)} disabled={busy !== null} aria-label={`Bearbeiten: ${row.name}`}>
+                  <button type="button" className="link" onClick={() => openEdit(row)} disabled={busy !== null} aria-label={`Bearbeiten: ${row.name}`}>
                     Bearbeiten
-                  </Button>
-                  <Button size="sm" variant="ghost" onClick={() => toggle(row)} disabled={busy !== null} aria-label={`${row.toggleLabel}: ${row.name}`}>
+                  </button>
+                  <button type="button" className="link" onClick={() => toggle(row)} disabled={busy !== null} aria-label={`${row.toggleLabel}: ${row.name}`}>
                     {busy === `${row.id}:toggle` ? 'Speichere …' : row.toggleLabel}
-                  </Button>
-                  <Button size="sm" variant="danger" onClick={() => remove(row)} disabled={busy !== null} aria-label={`Löschen: ${row.name}`}>
+                  </button>
+                  <Button type="button" variant="danger" onClick={() => remove(row)} disabled={busy !== null} aria-label={`Löschen: ${row.name}`}>
                     {busy === `${row.id}:delete` ? 'Lösche …' : 'Löschen'}
                   </Button>
                 </div>
@@ -245,8 +240,8 @@ export default function FixedCostsCard() {
       title="Fixkosten"
       actions={
         res.data && (
-          <Button size="sm" variant="primary" onClick={openNew} disabled={busy !== null || editing?.id === null}>
-            <FaPlus aria-hidden="true" /> Neue Position
+          <Button onClick={openNew} disabled={busy !== null || editing?.id === null}>
+            Neue Position
           </Button>
         )
       }
diff --git a/src/components/finance/FormField.jsx b/src/components/finance/FormField.jsx
index 7ce10ef..8aecaf8 100644
--- a/src/components/finance/FormField.jsx
+++ b/src/components/finance/FormField.jsx
@@ -1,8 +1,9 @@
 import { cloneElement } from 'react'
 
 /**
- * Formularfeld mit Beschriftung, Hinweis und Fehlermeldung. `children` ist genau ein Eingabeelement; es bekommt
- * `id`, `aria-invalid` und `aria-describedby` (Hinweis und Fehler). Die Fehlermeldung wird vorgelesen (role="alert").
+ * Formularfeld mit Beschriftung, Hinweis und Fehlermeldung (Klassen des Bausteins `Field`: `.field`, `.hint`, `.msg.err`).
+ * `children` ist genau ein Eingabeelement; es bekommt `id`, `aria-invalid` und `aria-describedby` (Hinweis und Fehler).
+ * Den roten Ring am Feld liefert allein `aria-invalid`. Die Fehlermeldung wird vorgelesen (role="alert").
  */
 export default function FormField({ id, label, hint, error, children }) {
   const hintId = hint ? `${id}-hint` : undefined
@@ -13,12 +14,12 @@ export default function FormField({ id, label, hint, error, children }) {
       <label htmlFor={id}>{label}</label>
       {cloneElement(children, { id, 'aria-invalid': error ? 'true' : undefined, 'aria-describedby': describedBy })}
       {hint && (
-        <div id={hintId} className="faint fin-form-hint">
+        <div id={hintId} className="hint">
           {hint}
         </div>
       )}
       {error && (
-        <div id={errorId} className="fin-field-error" role="alert">
+        <div id={errorId} className="msg err" role="alert">
           {error}
         </div>
       )}
diff --git a/src/components/finance/SettingsCard.jsx b/src/components/finance/SettingsCard.jsx
index 5b04974..4e87f4a 100644
--- a/src/components/finance/SettingsCard.jsx
+++ b/src/components/finance/SettingsCard.jsx
@@ -1,8 +1,8 @@
 import { useEffect, useRef, useState } from 'react'
-import { FaFloppyDisk, FaSpinner } from 'react-icons/fa6'
 import { Button, Card } from '../ui'
 import FormField from './FormField'
 import { useFinanceResource } from '../../hooks/useFinanceResource'
+import { noticeProps } from '../../lib/financeUi'
 import { getSettings, patchSettings } from '../../lib/financeApi'
 import {
   BANK_DETAILS_EXAMPLE,
@@ -29,14 +29,11 @@ export default function SettingsCard() {
     return (
       <Card title="Einstellungen">
         {res.loading ? (
-          <div className="empty" role="status">
-            <FaSpinner className="spinner" aria-hidden="true" />
-            <p className="muted">Einstellungen werden geladen …</p>
-          </div>
+          <div className="loading" role="status">Einstellungen werden geladen …</div>
         ) : (
-          <div className="fin-load-error" style={{ padding: 0 }}>
-            <p className="fin-hint fin-hint-warn" role="alert">{res.error || LOAD_ERROR}</p>
-            <Button size="sm" onClick={res.reload}>Erneut versuchen</Button>
+          <div className="fin-load-error">
+            <p {...noticeProps('warn')}>{res.error || LOAD_ERROR}</p>
+            <Button onClick={res.reload}>Erneut versuchen</Button>
           </div>
         )}
       </Card>
@@ -103,14 +100,14 @@ function SettingsForm({ initial }) {
       <form onSubmit={submit} noValidate>
         {/* Während des Speicherns gesperrt, damit die Antwort keine neuen Eingaben überschreibt */}
         <fieldset className="fin-fieldset" disabled={busy}>
-          <div className="fin-form-grid">
+          <div className="field-row">
             <FormField
               id={fieldId('minBuffer')}
               label="Mindestpuffer (€)"
               hint="Dieser Betrag bleibt bei „Verfügbar“ immer auf dem Konto. 0 ist möglich."
               error={errors.minBuffer}
             >
-              <input className="form-control fin-input-amount" inputMode="decimal" autoComplete="off" value={form.minBuffer} onChange={change('minBuffer')} placeholder="z. B. 500,00" />
+              <input className="input fin-input-amount" inputMode="decimal" autoComplete="off" value={form.minBuffer} onChange={change('minBuffer')} placeholder="z. B. 500,00" />
             </FormField>
             <FormField
               id={fieldId('taxReservePercent')}
@@ -118,15 +115,17 @@ function SettingsForm({ initial }) {
               hint={`Anteil des Gewinns, der als Rücklage gilt (0 bis ${SETTINGS_LIMITS.maxPercent}).`}
               error={errors.taxReservePercent}
             >
-              <input className="form-control fin-input-amount" inputMode="numeric" autoComplete="off" value={form.taxReservePercent} onChange={change('taxReservePercent')} placeholder="30" />
+              <input className="input fin-input-amount" inputMode="numeric" autoComplete="off" value={form.taxReservePercent} onChange={change('taxReservePercent')} placeholder="30" />
             </FormField>
+          </div>
+          <div className="field-row">
             <FormField
               id={fieldId('previousYearRevenue')}
               label="Vorjahresumsatz (€)"
               hint="Für die Kleinunternehmer-Grenze. Leer lassen, wenn unbekannt."
               error={errors.previousYearRevenue}
             >
-              <input className="form-control fin-input-amount" inputMode="decimal" autoComplete="off" value={form.previousYearRevenue} onChange={change('previousYearRevenue')} placeholder="leer = unbekannt" />
+              <input className="input fin-input-amount" inputMode="decimal" autoComplete="off" value={form.previousYearRevenue} onChange={change('previousYearRevenue')} placeholder="leer = unbekannt" />
             </FormField>
             <FormField
               id={fieldId('estPrepayment')}
@@ -134,7 +133,7 @@ function SettingsForm({ initial }) {
               hint="Betrag je Termin (10.03., 10.06., 10.09., 10.12.). 0 = keine Vorauszahlung."
               error={errors.estPrepayment}
             >
-              <input className="form-control fin-input-amount" inputMode="decimal" autoComplete="off" value={form.estPrepayment} onChange={change('estPrepayment')} placeholder="0,00" />
+              <input className="input fin-input-amount" inputMode="decimal" autoComplete="off" value={form.estPrepayment} onChange={change('estPrepayment')} placeholder="0,00" />
             </FormField>
           </div>
 
@@ -144,21 +143,17 @@ function SettingsForm({ initial }) {
             hint={`Steht im Fuß jeder Rechnung, z. B. „${BANK_DETAILS_EXAMPLE}“.`}
             error={errors.bankDetailsText}
           >
-            <textarea className="form-control" rows={3} value={form.bankDetailsText} onChange={change('bankDetailsText')} />
+            <textarea className="textarea" rows={3} value={form.bankDetailsText} onChange={change('bankDetailsText')} />
           </FormField>
           <div className={`fin-counter${tooLong ? ' fin-counter-over' : ''}`}>
             {length} / {SETTINGS_LIMITS.maxBankDetails} Zeichen
           </div>
         </fieldset>
 
-        {notice && (
-          <p className={`fin-hint fin-form-notice${notice.tone === 'warn' ? ' fin-hint-warn' : ''}`} role={notice.tone === 'warn' ? 'alert' : 'status'}>
-            {notice.text}
-          </p>
-        )}
+        {notice && <p {...noticeProps(notice.tone, 'fin-notice')}>{notice.text}</p>}
         <div className="fin-form-actions">
           <Button type="submit" variant="primary" disabled={busy}>
-            {busy ? <FaSpinner className="spinner" aria-hidden="true" /> : <FaFloppyDisk aria-hidden="true" />} {busy ? 'Speichere …' : 'Speichern'}
+            {busy ? 'Speichere …' : 'Speichern'}
           </Button>
         </div>
       </form>
diff --git a/src/pages/BankCallbackPage.jsx b/src/pages/BankCallbackPage.jsx
index 368230a..27e45ab 100644
--- a/src/pages/BankCallbackPage.jsx
+++ b/src/pages/BankCallbackPage.jsx
@@ -1,6 +1,6 @@
 import { useEffect, useRef, useState } from 'react'
 import { Link, useLocation, useNavigate } from 'react-router-dom'
-import { PageHeader, Card, Button } from '../components/ui'
+import { PageHeader, Button } from '../components/ui'
 import { completeBankAuth } from '../lib/financeApi'
 import { dateDe } from '../lib/financeFormat'
 import { parseCallback, successResult, failureResult, isResult } from '../lib/bankCallback'
@@ -38,28 +38,25 @@ export default function BankCallbackPage() {
   if (result) {
     body = (
       <>
-        <p role={result.ok ? 'status' : 'alert'} style={{ fontWeight: 600 }}>
+        <p className={`msg ${result.ok ? 'ok' : 'err'} fin-result`} role={result.ok ? 'status' : 'alert'}>
           {result.ok
             ? `Bankzugang erneuert, gültig bis ${dateDe(result.validUntil)}`
             : result.message}
         </p>
-        <div style={{ marginTop: 16 }}>
+        <div className="fin-form-actions">
           <Button as={Link} variant="primary" to="/finance">Zu den Finanzen</Button>
         </div>
       </>
     )
   } else if (params) {
     body = (
-      <div className="text-center" role="status">
-        <div className="spinner" />
-        <p className="muted">Bankzugang wird eingerichtet …</p>
-      </div>
+      <div className="loading" role="status">Bankzugang wird eingerichtet …</div>
     )
   } else {
     body = (
       <>
         <p className="muted">Zu dieser Seite liegt keine Rückmeldung der Bank vor.</p>
-        <div style={{ marginTop: 16 }}>
+        <div className="fin-form-actions">
           <Button as={Link} variant="primary" to="/finance">Zu den Finanzen</Button>
         </div>
       </>
@@ -69,7 +66,7 @@ export default function BankCallbackPage() {
   return (
     <div className="page">
       <PageHeader title="Bankzugang" />
-      <Card>{body}</Card>
+      {body}
     </div>
   )
 }
diff --git a/src/pages/FinanceSettingsPage.jsx b/src/pages/FinanceSettingsPage.jsx
index 8d8d536..a30fb0f 100644
--- a/src/pages/FinanceSettingsPage.jsx
+++ b/src/pages/FinanceSettingsPage.jsx
@@ -1,5 +1,4 @@
 import { Link } from 'react-router-dom'
-import { FaArrowLeft } from 'react-icons/fa6'
 import { PageHeader, Button } from '../components/ui'
 import SettingsCard from '../components/finance/SettingsCard'
 import BankAccessCard from '../components/finance/BankAccessCard'
@@ -7,7 +6,7 @@ import FixedCostsCard from '../components/finance/FixedCostsCard'
 
 /**
  * Finanzen / Einstellungen (/finance/einstellungen, nur Admins): Rücklagen und Bankverbindungstext, Bankzugang
- * (Status, Abruf, neu verbinden) und die Fixkostenliste. Jede Karte lädt und speichert für sich.
+ * (Status, Abruf, neu verbinden) und die Fixkostenliste. Jeder Abschnitt lädt und speichert für sich.
  */
 export default function FinanceSettingsPage() {
   return (
@@ -16,8 +15,8 @@ export default function FinanceSettingsPage() {
         title="Finanzen: Einstellungen"
         subtitle="Rücklagen, Bankzugang und Fixkosten"
         actions={
-          <Button as={Link} variant="ghost" to="/finance">
-            <FaArrowLeft aria-hidden="true" /> Zurück zu den Finanzen
+          <Button as={Link} to="/finance">
+            ← Zurück zu den Finanzen
           </Button>
         }
       />
diff --git a/src/styles/global.css b/src/styles/global.css
index 0b800d9..31efee5 100644
--- a/src/styles/global.css
+++ b/src/styles/global.css
@@ -663,9 +663,7 @@ button.link-danger { background: none; border: 0; padding: 0; font: inherit; fon
   .fin-block { scroll-margin-top: 68px; } /* unter der 52 px hohen Mobil-Leiste 16 px Luft */
 }
 
-/* Uebergang: diese Regeln fallen, sobald keine Datei mehr die Klassen benutzt (Hinweis, Drehknopf) */
-.fin-spin { animation: spin 1s linear infinite; }
-.fin-hint { margin: 0; font-size: 13px; color: var(--text-muted); }
+/* Uebergang: diese Regel faellt, sobald keine Datei die Klasse mehr benutzt (Hinweis im Zuordnen-Dialog) */
 .fin-hint-warn { color: var(--warn); }
 
 /* Block 0: Statuszeile (ohne Kasten) */
@@ -892,38 +890,29 @@ button.link-danger { background: none; border: 0; padding: 0; font: inherit; fon
 }
 
 /* Finanzen: Einstellungen (Formular, Bankzugang, Fixkosten) */
-.fin-fieldset { border: 0; padding: 0; margin: 0; min-width: 0; }
-.fin-form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 var(--sp-4); }
+.fin-fieldset { display: grid; gap: 16px; border: 0; padding: 0; margin: 0; min-width: 0; }
+.fin-fieldset .field-row { gap: 16px; }
 .fin-form-field { min-width: 0; }
-.fin-form-hint { font-size: 12px; overflow-wrap: anywhere; }
-.fin-field-error { font-size: 13px; font-weight: 600; color: var(--danger); overflow-wrap: anywhere; }
+/* KOMPAT setzt .page .field auf 12 px Abstand unten; im Raster bestimmt allein der gap den Abstand */
+.page .fin-fieldset .field, .page .fin-fixed-form .field { margin-bottom: 0; }
 .fin-input-amount { text-align: right; font-variant-numeric: tabular-nums; }
-.fin-counter { margin: -6px 0 var(--sp-3); text-align: right; font-size: 12px; color: var(--text-muted); font-variant-numeric: tabular-nums; }
-.fin-counter-over { color: var(--danger); font-weight: 700; }
-.fin-form-notice { margin: 0 0 var(--sp-3); }
-.fin-form-actions { display: flex; flex-wrap: wrap; align-items: center; gap: var(--sp-3); margin-top: var(--sp-3); }
-.fin-bank-facts { display: grid; gap: 6px; margin: 0 0 var(--sp-3); }
-.fin-bank-facts > div { display: grid; grid-template-columns: 170px minmax(0, 1fr); gap: var(--sp-3); align-items: baseline; }
-.fin-bank-facts dt { color: var(--text-muted); font-size: 13px; }
-.fin-bank-facts dd { margin: 0; overflow-wrap: anywhere; font-variant-numeric: tabular-nums; }
-.fin-fixed-form { margin-bottom: var(--sp-4); padding: var(--sp-4); border: 1px solid var(--border-strong); border-radius: var(--r-sm); }
-.fin-fixed-form-title { margin: 0 0 var(--sp-3); font-size: 15px; font-weight: 700; }
-.fin-fixed-list { list-style: none; margin: 0; padding: 0; }
-.fin-fixed {
-  display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 4px var(--sp-4); align-items: baseline;
-  padding: var(--sp-3) 0; border-bottom: 1px solid var(--border);
-}
-.fin-fixed:last-child { border-bottom: none; }
-.fin-fixed-off .fin-fixed-name, .fin-fixed-off .fin-fixed-amount { color: var(--text-muted); }
-.fin-fixed-main { display: flex; flex-wrap: wrap; align-items: center; gap: 6px var(--sp-2); min-width: 0; }
-.fin-fixed-name { font-weight: 700; overflow-wrap: anywhere; }
-.fin-fixed-amount { font-weight: 700; }
-.fin-fixed-meta { grid-column: 1 / -1; display: flex; flex-wrap: wrap; gap: 2px var(--sp-4); font-size: 13px; overflow-wrap: anywhere; }
+.fin-counter { margin-top: -8px; text-align: right; font-size: 12px; color: var(--text-2); font-variant-numeric: tabular-nums; }
+.fin-counter-over { color: var(--danger); font-weight: 600; }
+.fin-form-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 16px; }
+.fin-kv { margin: 0 0 16px; }
+.fin-result { font-size: 16px; line-height: 24px; font-weight: 600; }
+.fin-fixed-form { padding-bottom: 24px; margin-bottom: 8px; border-bottom: 1px solid var(--line); }
+.fin-form-title { margin: 0 0 16px; font-size: 14px; line-height: 20px; font-weight: 600; }
+.fin-fixed-list { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--line); }
+.fin-fixed-form ~ .fin-fixed-list { border-top: 0; } /* das offene Formular schliesst mit seiner eigenen Linie ab */
+.fin-fixed { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 4px 16px; align-items: baseline; padding: 12px 0; border-bottom: 1px solid var(--line); }
+.fin-fixed-off .fin-fixed-name, .fin-fixed-off .fin-fixed-amount { color: var(--text-2); }
+.fin-fixed-main { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 8px; min-width: 0; }
+.fin-fixed-name { font-weight: 500; overflow-wrap: anywhere; }
+.fin-fixed-amount { font-weight: 600; }
+.fin-fixed-meta { grid-column: 1 / -1; display: flex; flex-wrap: wrap; gap: 2px 16px; font-size: 13px; overflow-wrap: anywhere; }
 .fin-fixed-actions { grid-column: 1 / -1; padding-top: 4px; }
-@media (max-width: 640px) {
-  .fin-form-grid { grid-template-columns: minmax(0, 1fr); }
-  .fin-bank-facts > div { grid-template-columns: minmax(0, 1fr); gap: 2px; }
-}
+.fin-fixed-actions button:disabled, .fin-notice button:disabled { cursor: not-allowed; }
 
 /* ===== ENDE FINANZEN ===== */