diff --git a/src/lib/legal.js b/src/lib/legal.js
index e305aed..0315744 100644
--- a/src/lib/legal.js
+++ b/src/lib/legal.js
@@ -50,11 +50,14 @@ export function nextCancellationDate(contract, today) {
   if (isSet(contract.cancelledAt)) {
     return { state: 'cancelled', periodEnd: contract.endsAt || null, noticeBy: null }
   }
+  // Jederzeit kuendbar braucht keinen Beginn (z. B. Stripe, Cloud-Server)
+  if (isSet(contract.termMonths) && Number(contract.termMonths) === 0) {
+    return { state: 'anytime', periodEnd: null, noticeBy: null }
+  }
   if (!isSet(contract.startDate) || !isSet(contract.termMonths)) {
     return { state: 'incomplete', periodEnd: null, noticeBy: null }
   }
   const term = Number(contract.termMonths)
-  if (term === 0) return { state: 'anytime', periodEnd: null, noticeBy: null }
 
   const renewal = Number(contract.renewalMonths) || 0
   let periodEnd = addMonthsClamped(contract.startDate, term)
diff --git a/tests/legal.test.mjs b/tests/legal.test.mjs
index 7183a23..5eaed9f 100644
--- a/tests/legal.test.mjs
+++ b/tests/legal.test.mjs
@@ -145,3 +145,7 @@ test('Verlaengerungen ab dem 31. driften nicht auf den 28.', () => {
   assert.equal(r.periodEnd, '2025-04-30')
   assert.equal(r.noticeBy, '2025-04-29')
 })
+
+test('jederzeit kuendbar braucht kein Beginn-Datum', () => {
+  assert.equal(nextCancellationDate({ termMonths: 0 }, '2026-09-30').state, 'anytime')
+})