import { test, after } from 'node:test' import assert from 'node:assert/strict' import crypto from 'node:crypto' import fs from 'node:fs' import os from 'node:os' import path from 'node:path' import { startFakeEnableBanking } from './support/fakeEnableBanking.js' // Schluesselpaar erzeugen, privaten Schluessel als Datei ablegen und den Nachbau mit dem oeffentlichen // starten; die Umgebung muss stehen, BEVOR config.js geladen wird const { publicKey, privateKey } = crypto.generateKeyPairSync('rsa', { modulusLength: 2048 }) const pem = (key, type) => key.export({ type, format: 'pem' }) const keyDir = fs.mkdtempSync(path.join(os.tmpdir(), 'enable-banking-test-')) const keyPath = path.join(keyDir, 'private.pem') fs.writeFileSync(keyPath, pem(privateKey, 'pkcs8')) const fake = await startFakeEnableBanking({ publicKeyPem: pem(publicKey, 'spki'), appId: 'app-test' }) Object.assign(process.env, { ENABLE_BANKING_APP_ID: 'app-test', ENABLE_BANKING_KEY_PATH: keyPath, ENABLE_BANKING_API_BASE: fake.url, }) const { config, resolveEnableBankingApiBase } = await import('../server/config.js') const { createJwt, startAuth, createSession, getSession, getBalances, getTransactions, toCents, EnableBankingError } = await import( '../server/services/finance/enableBanking.js' ) after(async () => { await fake.close() fs.rmSync(keyDir, { recursive: true, force: true }) }) const SECRET_SESSION_ID = 'sess-geheim-4711' test('config.enableBanking: Werte aus der Umgebung, Finom, Rueckkehradresse', () => { assert.deepEqual(config.enableBanking, { appId: 'app-test', keyPath, apiBase: fake.url, redirectUrl: 'https://ticket.webklar.com/finanzen/bank-callback', aspsp: { name: 'Finom', country: 'DE' }, enabled: true, }) }) test('createJwt: RS256, kid = App-ID, Claims', () => { const [h, p, s] = createJwt({ now: 1_790_000_000_000 }).split('.') const header = JSON.parse(Buffer.from(h, 'base64url')) const payload = JSON.parse(Buffer.from(p, 'base64url')) assert.deepEqual(header, { typ: 'JWT', alg: 'RS256', kid: 'app-test' }) assert.deepEqual(payload, { iss: 'enablebanking.com', aud: 'api.enablebanking.com', iat: 1_790_000_000, exp: 1_790_003_600 }) assert.ok(crypto.verify('sha256', Buffer.from(`${h}.${p}`), publicKey, Buffer.from(s, 'base64url'))) }) test('createJwt liest den Schluessel bei jedem Aufruf (Tausch ohne Neustart)', async () => { const other = crypto.generateKeyPairSync('rsa', { modulusLength: 2048 }) fs.writeFileSync(keyPath, pem(other.privateKey, 'pkcs8')) try { const [h, p, s] = createJwt().split('.') assert.ok(crypto.verify('sha256', Buffer.from(`${h}.${p}`), other.publicKey, Buffer.from(s, 'base64url'))) assert.ok(!crypto.verify('sha256', Buffer.from(`${h}.${p}`), publicKey, Buffer.from(s, 'base64url'))) // Der Nachbau prueft die Signatur wirklich: mit dem fremden Schluessel gibt es 401 await assert.rejects( () => getBalances('u1'), (err) => err instanceof EnableBankingError && err.status === 401 ) } finally { fs.writeFileSync(keyPath, pem(privateKey, 'pkcs8')) } }) test('createJwt: unlesbarer Schluessel -> EnableBankingError ohne Pfad oder Inhalt in der Meldung', () => { const original = fs.readFileSync(keyPath) fs.writeFileSync(keyPath, '-----BEGIN PRIVATE KEY-----\nGEHEIMER-INHALT\n-----END PRIVATE KEY-----\n') try { assert.throws( () => createJwt(), (err) => err instanceof EnableBankingError && !err.message.includes('GEHEIMER') && !err.message.includes(keyPath) ) } finally { fs.writeFileSync(keyPath, original) } }) test('startAuth schickt Finom, business, Redirect und valid_until', async () => { const r = await startAuth({ state: 'abc', validUntil: '2027-03-29T00:00:00.000Z' }) assert.match(r.url, /^https?:\/\//) assert.equal(r.authorizationId, 'auth-1') const call = fake.calls.at(-1) assert.equal(call.method, 'POST') assert.equal(call.path, '/auth') assert.deepEqual(call.body, { access: { valid_until: '2027-03-29T00:00:00.000Z' }, aspsp: { name: 'Finom', country: 'DE' }, state: 'abc', redirect_url: 'https://ticket.webklar.com/finanzen/bank-callback', psu_type: 'business', }) }) test('createSession liefert Sitzung und Konten', async () => { const s = await createSession('ok') assert.equal(s.sessionId, 's1') assert.equal(s.validUntil, '2027-03-29T00:00:00.000Z') assert.deepEqual(s.accounts, [{ uid: 'u1', identificationHash: 'h1', iban: 'DE00000000000000009313', name: 'Webklar', currency: 'EUR' }]) assert.deepEqual(fake.calls.at(-1).body, { code: 'ok' }) }) test('createSession: abgelehnter Code -> EnableBankingError mit status 422', async () => { await assert.rejects( () => createSession('falsch'), (err) => err instanceof EnableBankingError && err.status === 422 ) }) test('getSession liefert Status, Gueltigkeit und Konto-IDs', async () => { const s = await getSession('s1') assert.deepEqual(s, { status: 'AUTHORIZED', validUntil: '2027-03-29T00:00:00.000Z', accountUids: ['u1'] }) assert.equal(fake.calls.at(-1).path, '/sessions/s1') }) test('getBalances rechnet in Cent', async () => { fake.balances.set('u1', [ { balance_type: 'ITAV', balance_amount: { amount: '108.93', currency: 'EUR' }, reference_date: '2026-10-01' }, { balance_type: 'CLBD', balance_amount: { amount: '0.5', currency: 'EUR' } }, { balance_type: 'ITBD', balance_amount: { amount: '-12.30', currency: 'EUR' }, reference_date: '2026-09-30' }, ]) const balances = await getBalances('u1') assert.deepEqual(balances, [ { type: 'ITAV', amountCents: 10893, currency: 'EUR', date: '2026-10-01' }, { type: 'CLBD', amountCents: 50, currency: 'EUR', date: null }, { type: 'ITBD', amountCents: -1230, currency: 'EUR', date: '2026-09-30' }, ]) }) test('toCents: Ganz- und Nachkommateil getrennt, ohne Rundung', () => { assert.equal(toCents('108.93'), 10893) assert.equal(toCents('0.5'), 50) assert.equal(toCents('5'), 500) assert.equal(toCents('0.07'), 7) assert.equal(toCents('-12.30'), -1230) assert.equal(toCents('+3.10'), 310) assert.equal(toCents('10.500'), 1050) assert.equal(toCents('1234567.89'), 123456789) // 19.99 * 100 ergibt in Gleitkomma 1998.9999999999998; hier exakt assert.equal(toCents('19.99'), 1999) assert.equal(toCents('-0.00'), 0) assert.ok(Object.is(toCents('-0.00'), 0)) assert.equal(toCents(42.5), 4250) // mehr als zwei echte Nachkommastellen oder Muell: nie still runden for (const bad of ['10.505', '', 'abc', '1,50', '1.', '.5', '--1', null, undefined, '1e3', '9007199254740993.00']) { assert.throws(() => toCents(bad), (err) => err instanceof Error, `toCents(${JSON.stringify(bad)}) muss scheitern`) } }) test('getTransactions holt alle Seiten (continuation_key), hoechstens 20', async () => { const tx = (i) => ({ entry_reference: `e${i}`, transaction_id: `t${i}`, transaction_amount: { amount: '1.00', currency: 'EUR' }, status: 'BOOK' }) fake.transactions.set('u1', [0, 1, 2, 3, 4].map(tx)) fake.pageSize = 2 const start = fake.calls.length const all = await getTransactions('u1', { dateFrom: '2026-09-01' }) assert.deepEqual(all.map((t) => t.entry_reference), ['e0', 'e1', 'e2', 'e3', 'e4']) const calls = fake.calls.slice(start) assert.equal(calls.length, 3) assert.deepEqual(calls.map((c) => c.query), [ { date_from: '2026-09-01' }, { date_from: '2026-09-01', continuation_key: '2' }, { date_from: '2026-09-01', continuation_key: '4' }, ]) // ohne dateFrom kein date_from; endlos viele Seiten -> nach 20 Aufrufen Schluss fake.transactions.set('u1', Array.from({ length: 100 }, (_, i) => tx(i))) const before = fake.calls.length const capped = await getTransactions('u1') assert.equal(fake.calls.length - before, 20) assert.equal(capped.length, 40) assert.deepEqual(fake.calls[before].query, {}) fake.pageSize = 100 }) test('PSU-Kopfzeilen nur wenn psu uebergeben', async () => { fake.transactions.set('u1', []) await getBalances('u1') assert.equal(fake.calls.at(-1).headers['psu-ip-address'], undefined) assert.equal(fake.calls.at(-1).headers['psu-user-agent'], undefined) await getBalances('u1', { psu: { ip: '203.0.113.7', userAgent: 'Mozilla/5.0 Test' } }) assert.equal(fake.calls.at(-1).headers['psu-ip-address'], '203.0.113.7') assert.equal(fake.calls.at(-1).headers['psu-user-agent'], 'Mozilla/5.0 Test') await getTransactions('u1', { dateFrom: '2026-09-01', psu: { ip: '203.0.113.8', userAgent: 'Agent/2' } }) assert.equal(fake.calls.at(-1).headers['psu-ip-address'], '203.0.113.8') assert.equal(fake.calls.at(-1).headers['psu-user-agent'], 'Agent/2') }) test('Fehler -> EnableBankingError mit status und code, ohne Sitzungs-ID in der Meldung', async () => { fake.failNext({ path: /\/accounts\//, status: 401, body: { code: 'EXPIRED_SESSION' } }) await assert.rejects( () => getBalances('u1', { psu: { ip: '203.0.113.7', userAgent: 'x' } }), (err) => { assert.ok(err instanceof EnableBankingError) assert.equal(err.name, 'EnableBankingError') assert.equal(err.status, 401) assert.equal(err.code, 'EXPIRED_SESSION') assert.ok(!err.message.includes('u1')) return true } ) // Sitzungs-ID steht im Pfad, darf aber weder in Meldung noch im Stack-Text der Meldung landen fake.failNext({ path: `/sessions/${SECRET_SESSION_ID}`, status: 404, body: { error: 'SESSION_NOT_FOUND', message: `Sitzung ${SECRET_SESSION_ID} unbekannt` } }) await assert.rejects( () => getSession(SECRET_SESSION_ID), (err) => { assert.ok(err instanceof EnableBankingError) assert.equal(err.status, 404) assert.equal(err.code, 'SESSION_NOT_FOUND') assert.ok(!err.message.includes(SECRET_SESSION_ID)) assert.ok(!JSON.stringify(err).includes(SECRET_SESSION_ID)) return true } ) // Fehlerantwort ohne code/error: code bleibt null fake.failNext({ status: 500, body: {} }) await assert.rejects( () => getBalances('u1'), (err) => err instanceof EnableBankingError && err.status === 500 && err.code === null ) }) test('Verbindungsabbruch -> EnableBankingError (status 0), ohne Sitzungs-ID in der Meldung', async () => { fake.failNext({ destroy: true }) await assert.rejects( () => getSession(SECRET_SESSION_ID), (err) => err instanceof EnableBankingError && err.status === 0 && err.code === 'NETWORK' && !err.message.includes(SECRET_SESSION_ID) ) }) test('ENABLE_BANKING_API_BASE ausserhalb von 127.0.0.1 wird ignoriert', () => { const standard = 'https://api.enablebanking.com' assert.equal(resolveEnableBankingApiBase(''), standard) assert.equal(resolveEnableBankingApiBase(undefined), standard) assert.equal(resolveEnableBankingApiBase('http://127.0.0.1:12345'), 'http://127.0.0.1:12345') assert.equal(resolveEnableBankingApiBase('http://localhost:12345/'), 'http://localhost:12345') for (const fremd of [ 'https://api.example.com', 'http://127.0.0.1.evil.example', 'http://127.0.0.1@evil.example', 'http://evil.example/127.0.0.1', 'http://[::1]:80', 'ftp://127.0.0.1', 'keine adresse', ]) { assert.equal(resolveEnableBankingApiBase(fremd), standard, fremd) } })